Ric has been so helpful with my husband and my retirement planning. He is very efficient and knowledgeable of the market and gives options for all different plans. I would recommend him to all my family and friends

Ric was fantastic throughout the whole process. He provided my wife and I with lots of choices and explained the pro's and con's of each one. He is very knowlegeable of the products he is representing and it was a pleasure to work with him. I would, and in fact have, recommended his services to ,any of my friends an co-workers.

If you are an educator looking for direction in funding your retirement, Ric is the best. He understands TRS and it’s limitations and he will help you select investments to fill in the holes! He cares about his customers and provided invaluable direction for our small business. We can’t thank Ric enough!

Always helpful and is very nice. He makes sure he helps you in everyway.

Ric always provides us with a full picture of what our finances look like currently, what they will look like down the road, and a full picture of what retirement will look like for us. His investments and advice have always been not only sound but safe and secure, which is what we need now days. We've worked with him for years, even after moving across country, and will continue to do so.