- TX , United States
- Mon - Sun 9am - 5pm
- TX Resident License # 2369721
- CA Non-Resident License # 4241488
We at Appreciation Financial focus on the teachers of our country because they are the backbone of a healthy and growing society.
Making sure that our Texas, Oklahoma, and Louisiana teachers can retire in the comfort that they deserve is a mission that we will continue to fulfill throughout the life of our company.
Not every state or even local government is the same, and your contributions and rules regarding your retirement may change depending on where you live.
Our job is to identify your current portfolio and let you know if you are headed down the correct path according to your retirement goals.
The most common retirement plan for teachers and faculty, which we most often recommend, is the 403(b). The 403(b) is very similar to the popular 401(k), with slight differences regarding when each is taxed.
You might be given a couple of different options when you begin employment, and those options will send you down very different paths.
Let Appreciation Financial sit down and understand what you want your retirement to look like, and we can give some expert advice as to what option would be wise to choose.
We offer a free pension review to all our prospective clients. It never hurts to have some trained eyes take a detailed look at your portfolio and give you some insight into where your retirement path is headed. Click here to schedule an initial consultation.
Understanding the intricacies of your TRS Pension plan and its associated benefits can be quite challenging. Many educators, administrators, and district staff primarily focus on supporting others, often neglecting their own needs and well-being. In line with our distinctive community initiative, the “Generosity in Action” program, we aim to provide valuable insights into comprehending your pension plan.
We provide a complimentary pension review service to help you understand your retirement eligibility and estimate your retirement income. We can even help you figure out what the impact of any social security entitlements may be once you start drawing your pension.
While we aren’t employed directly by the TRS Pension System, our team specializes in the intricacies of the Texas TRS program. All of our employees are required to pass a certification exam before being allowed to discuss with TRS staff or employees.
We’ve taken the time to understand your pension, so we can help you with your pension, calculate your projected income, provide financial education, identify any exposures, and answer any and all questions.
We are also experts in most areas of retirement including safe money options, estate planning, life insurance, tax-free retirement, debt solutions, and even long-term care solutions. Our team operates independently on your behalf, without any allegiance to a particular company. This ensures our recommendations are impartial and unbiased, allowing us to prioritize what genuinely benefits you!
We have access to most of your district-approved 403b providers, IRA companies, and insurance companies, so we will never force you into one company that we represent.
If you need help with your TRS (Teachers Retirement System) Pension, Social Security, or planning your income gap using supplemental plans, then schedule an appointment at your earliest convenience by clicking the link below:
